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Employees At Small Companies Pay Thousands More Than Those At Large Companies


Annual premiums for employer-sponsored family health coverage reached $22,463 this year, with workers on average paying $6,106 toward the cost of their coverage. The average deductible among covered workers in a plan with a general annual deductible is $1,763 for single coverage according to a new report from the Kaiser Family Foundation..

Workers at smaller firms contribute on average contribute nearly $2,000 more toward the cost of family coverage than workers at smaller firms. They also face general annual deductibles that are $1,000 higher on average. This year’s report also looks at employers’ experiences and views about mental health and substance use services, telemedicine, and wellness programs.

“Employers are already concerned about what they pay for health premiums, but this could be the calm before the storm, as recent inflation suggests that larger increases are imminent,” KFF President and CEO Drew Altman said. “Given the tight labor market and rising wages, it will be tough for employers to shift costs onto workers when costs spike.”

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